Table I.17 Credit and Charge Card Statistics





Fields


NoTitleTypeUnit Of MeasureDescription
1Number of Local Cardholders - MainNumeric (General)Number of CardholdersNote: Refer to end of period. The data series have been renamed from "Number of Cards" to "Number of Local Cardholders" as of June 2018 to incorporate industry feedback and align reporting practices.
2Number of Local Cardholders - SupplementaryNumeric (General)Number of CardholdersNote: Refer to end of period. The data series have been renamed from "Number of Cards" to "Number of Local Cardholders" as of June 2018 to incorporate industry feedback and align reporting practices.
3Total Card BillingsNumeric (General)S$ Million 
4Rollover BalanceNumeric (General)S$ MillionNote: Refer to end of period.
5Bad Debts Written OffNumeric (General)S$ Million 
6Charge-Off RatesNumeric (Percent)%Note: Charge-off rate for the year is defined as the bad debts written off during the year divided by the average rollover balance for the same year. As monthly charge-off rates tend to be too volatile, we have chosen to publish quarterly charge-off rates instead. However, there can still be seasonal variations. The quarterly charge-off rate is calculated by annualising the ratio obtained from dividing the bad debts written off for the quarter by the average rollover balance for the same quarter.